Comforters and Comforter Sets

When buying comforters or comforter sets, many choices are available. Some comforters come with a few complimentary items such as a bedskirt and a couple of pillow shams. Others may come with a large ensemble of items to compliment the basic comforter set. In some case a few bundled packages may be available with an increasing  number of pillows and types of pillows and sheet sets.

What is your preference? When shopping for comforters and comforter sets, do you prefer a simple package  with  options that you can mix and match with? In other words, build your own ensemble. Or do you prefer a choice of bundled options that include all of the items in the  photos shown? Please post your reply!